Are you tired of waiting for “big capital” before starting your own business?
Truth is, in Nigeria today, there are many businesses you can start with little or no money at all.
If you’re willing to be committed and smart,
you can easily make N150,000 (or even more) every month starting from zero.
In this article, I will show you 12 Businesses To Make N150k Monthly With Zero Naira.
And the amazing thing is, each business idea is simple, practical, and tested —
and best of all, you can start them today without waiting for a loan or begging family and friends.
Ready to turn your zero Naira into steady monthly income?
Let’s dive in!
12 Businesses To Make N150k Monthly With Zero Naira
Freelance Writing’s
Freelance writing is one of the fastest ways to start earning online without spending money.
All you need is good English skills, creativity, and a smartphone or laptop.
How to start:
- ✅Create a free profile on platforms like Upwork, Fiverr, and LinkedIn.
- ✅Offer services like blog post writing, copywriting, product descriptions, and article rewriting.
- ✅You can also reach out to Nigerian bloggers and business owners who need content.
How to make N150k monthly:
If you charge just N10,000 per article,
writing 15 articles monthly gives you N150k.
Easy right?
Social Media Management
Many Nigerian business owners are busy —
they need people to manage their Instagram, Facebook, and TikTok pages.
How to start:
- ✅Offer to manage social media pages for free for your first client to build experience.
- ✅Use free tools like Canva to create graphics.
- ✅Then, start charging N30k – N50k per client monthly.
How to make N150k monthly:
Handling just 3 to 5 small business pages can easily fetch you over N150,000 per month.
Insert Affiliate Link Here (e.g., Canva Pro or a Social Media Course)
Affiliate Marketing
Affiliate marketing allows you to earn commission promoting other people’s products.
How to start:
- ✅Sign up for affiliate programs like Expertnaire, Stakecut, Learnoflix, and Amazon.
- ✅Promote the products on WhatsApp, Facebook, and your personal blog (if you have one).
How to make N150k monthly:
If you promote a product that pays you N10k commission per sale, you only need 15 sales a month! (e.g., Stakecut signup)
Selling Digital Products
Selling eBooks, templates, or online courses can turn you into a mini-millionaire — even if you have no physical goods.
How to start:
- ✅Use free tools like Canva to create your eBook.
- ✅Sell on platforms like Selar, Gumroad, or even WhatsApp.
How to make N150k monthly:
Sell an eBook for N3,000 and sell just 50 copies monthly = N150k!
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Must Read: How To Earn N500k From Jumia Affiliate Program
WhatsApp TV Business
Yes,
WhatsApp TV is a real money-maker in Nigeria.
How to start:
- ✅Build a WhatsApp TV (broadcast list) around gossip, entertainment, motivational quotes, or business tips.
- ✅Grow your audience using free giveaways and group promotions.
- ✅Charge businesses for adverts.
How to make N150k monthly:
Charging N3k per advert and getting 50 adverts monthly = N150k.
(And it can grow much bigger!)
Mini Importation Without Capital (Dropshipping)
Dropshipping allows you to sell goods without buying them first.
How to start:
- ✅Find hot products on sites like 1688.com or Aliexpress.
- ✅Post the pictures on WhatsApp, Instagram, and Facebook.
- ✅Once someone orders, collect payment and buy the product on their behalf.
How to make N150k monthly:
Selling 30 items monthly with N5k profit each = N150k!
Laundry and Ironing Services
You don’t need a washing machine to start a laundry service!
How to start:
- ✅Start offering to wash and iron clothes for busy neighbors, bachelors, and working-class people.
- ✅Use your hands, buckets, and an iron.
How to make N150k monthly:
Charge N500 per cloth. Washing and ironing 10 clothes daily = N5,000/day = N150k in a month.
Tutoring Services (Home Lessons)
Parents are desperately looking for reliable home tutors.
How to start:
- ✅Offer to teach primary or secondary school students in your area.
- ✅Subjects like Math, English, and Sciences are hot cakes.
How to make N150k monthly:
Charging N15k/month per student and handling 10 students = N150k!
Phone and Computer Repair Services
Tech repair will never go out of demand in Nigeria.
How to start:
- ✅Learn phone and laptop repair through free YouTube videos or an apprenticeship.
- ✅Start small by repairing friends’ and family members’ devices.
How to make N150k monthly:
Charging N5,000 per repair and handling 30 repairs monthly = N150k.
Must Read: Clixpal.ng Review: Can Nigerians Really Make Money From This Platform?
Event Ushering Services
If you are presentable and polite, ushering can make you good money during weekends.
How to start:
- ✅Join a local ushering agency or start your own.
- ✅Attend weddings, birthdays, corporate events.
How to make N150k monthly:
Ushering jobs pay between N5k to N20k per event.
Attend 10+ events monthly = N150k easily.
Hairdressing And Mobile Barbing
Grooming services are always in demand — people always need haircuts and hairstyling.
How to start:
- ✅Learn basic skills (even from YouTube).
- ✅Offer home services — visit clients instead of renting a shop.
How to make N150k monthly:
Charging N1,000 per haircut or styling and doing 5 jobs daily = N5k/day = N150k monthly.
Must Read: 3 Ways To $1000 Online Every Month Beginner (Full Guide For Nigerians)
Selling Used Items (Thrift Sales)
You don’t even need money to start selling used items (okirika)!
How to start:
- ✅Start by selling old clothes, gadgets, shoes you no longer use.
- ✅Post them online (Facebook Marketplace, WhatsApp, Instagram).
How to make N150k monthly:
Sell items worth N5k daily = N150k monthly!
Conclusion
Now you see it!
You don’t need millions to start building your own financial empire.
These 12 Businesses To Make N150k Monthly With Zero Naira are practical,
realistic, and suited for Nigerians who are ready to take action.
The most important thing is starting — no matter how small.
You have no excuse. Take action today, and before you know it, you’ll be smiling to the bank every month!
(Make sure to check out this [blogging/course] to fast-track your journey.)
Frequently Asked Questions (FAQs)
1. Can I really start a business in Nigeria with zero Naira?
Yes,
many businesses today rely more on skills, creativity, and online access rather than heavy capital.
2. How do I market my business for free?
Use WhatsApp, Facebook groups, Instagram reels, and referrals from friends and family.
3. Which business is the easiest to start?
Freelance writing, tutoring, and WhatsApp TV are some of the easiest and fastest you can start with little or no money.
4. How can I make N150k monthly consistently?
Focus on providing real value, mastering your skill, and marketing yourself well to attract consistent clients and customers.
Over To You
Have you ever started a business with zero capital?
Which of these 12 businesses to make N150k monthly with zero naira do you like most?
Or maybe you’re already making money with one of these ideas?
Please drop your comments below — I’d love to hear your story!
And don’t forget to share this article with your friends who need it!
Sharing is caring.
